Expense tracker · Android
Your spending, from the alerts you already get
My Instincts turns bank, UPI, and card notifications into a private expense tracker. No SMS permission. No bank login. No account.
v1.2 · Major US banks supported · On-device processing
This week
₹12,480
Parsed from bank & UPI alerts
Groceries
UPI
Card · Online
CARD
Transfer excluded
SELF
NOTIFICATION_ACCESS · NO_SMS
Process
How it works
Three steps. You stay in control of permissions and data.
- 01
Install from Play
No account creation. Open the app and review what it will access.
- 02
Allow notification access
Only payment alerts from your bank, UPI, and card apps — not your full SMS inbox.
- 03
Spending builds on your phone
Alerts are parsed on-device and stored locally. Tap any line to see the source notification.
Capability
Built for clarity, not clutter
A calm view of money in and out — without ads, loans, or selling your data.
Weekly & monthly spend
Totals and trends built from the payment alerts your bank, UPI, and card apps already show.
Bills, subscriptions & refunds
See what is due, what renews, and what is still pending — alongside everyday spending.
Tap to see the alert
Every amount links back to the notification it came from, so you can verify parsing yourself.
Transfers & income
Moves between your own accounts are not counted as spending. Salary and paycheck-style credits show as income.
Quick cash entry
Add spends that never trigger an alert, without leaving the app.
Ask on your phone
Questions about what you spent or what is due are answered on-device — not sent to our servers.
Not included: bill-pay, credit scores, or rewards optimization.
Trust
Privacy you can verify
We do not run a server that receives your transactions. What leaves your phone is limited to choices you make — such as an encrypted backup to your own cloud storage or a missed-alert report you review before sending.
- No SMS permission — we do not read your inbox
- No bank login, Plaid, or linked accounts
- No sign-up and no user database on our side
- Play Data safety: no data collected or shared
- Optional app lock with PIN or biometrics
- Encrypted backup to your own Drive or Files, with your passphrase
Shield stack
Optional
Deeper history when you need it
The core tracker works without Pro. Upgrade through Google Play Billing only for:
- History beyond 90 days
- CSV export
- Bank statement import
- Subscriptions & mandates
- Home screen widget
Lifetime unlock around ₹199 or an annual plan — pricing shown in Play at purchase time.
Ready when you are
Download My Instincts for Android. Questions? support@corespaces.ae